Connecticut Towns With the Lowest Property Taxes 2026

Last updated: August 30, 2026

If you are house-hunting in Connecticut, property taxes probably keep landing near the top of your worry list, and for good reason. Connecticut carries one of the heaviest property tax loads in the country. The median bill here runs about $6,575 a year, third-highest in the nation, according to data compiled by propertytaxrates.org. So it makes sense that “which Connecticut towns have the lowest property taxes” is one of the first questions relocating buyers ask me. Here is the honest answer, with real 2026 numbers and one catch most online lists skip.

How Connecticut property taxes actually work

Before you compare towns, you need to understand the mill rate. A mill equals one dollar of tax for every one thousand dollars of assessed value. Connecticut assesses real estate at 70 percent of its market value, then each town sets its own mill rate every year. So a home with a $300,000 market value is assessed at $210,000, and in a town with a 30 mill rate the annual tax works out to about $6,300. Same house, different town, very different bill. That is why a town’s mill rate is the number worth checking first.

The Connecticut towns with the lowest mill rates in 2026

For the 2025 to 2026 fiscal year, the town of Washington in Litchfield County holds the lowest municipal mill rate in the entire state at 10.85, according to Connecticut Office of Policy and Management figures reported by Patch. Right behind it sit two more Litchfield County towns, Salisbury at 11.00 and Sharon at 11.15. In Fairfield County, Greenwich comes in at 12.041, the fourth-lowest municipal rate in Connecticut.

To put those in context, the statewide average mill rate is roughly 28.22, and the city of Hartford sits at the very top at 68.95. Three of the four lowest-mill-rate towns in the whole state are in Litchfield County, which is one of the four counties I serve, alongside Hartford, New Haven, and Fairfield Counties. If a low mill rate is high on your list, Litchfield County deserves a close look.

Why the lowest mill rate is not always the lowest bill

Here is the catch. A low mill rate and a low tax bill are not the same thing. Towns with very high home values tend to set lower mill rates, because a smaller rate on a much larger assessment still funds the town. Greenwich is the clearest example. It has the fourth-lowest mill rate in Connecticut, yet the median list price there was roughly $2.64 million this past September, according to Zillow figures cited by Patch. A low rate on a multimillion-dollar home is still a large annual bill.

The reverse is true too. New Haven County carries some of the highest effective tax rates in the state, averaging around 2.38 percent of home value with a median annual payment near $6,002, according to SmartAsset. So the smart move is to look at the actual dollar bill for the price range you are shopping in, not just the mill rate on a chart.

How to compare property taxes across the four counties I serve

When you are weighing towns across Hartford, Litchfield, New Haven, and Fairfield Counties, run the same simple math on each one: take the home price, multiply by 0.70 to get the assessment, then multiply by the town’s mill rate and divide by 1,000. That gives you the real yearly number to budget around. It is the difference between falling for a low headline rate and knowing what you will actually write a check for.

If you want that comparison done for you, grab my Town-by-Town Buyers Map on the buyer resources page, which lines up towns across all four counties so you can see where your budget stretches furthest. When you are ready to see what is actually on the market, search active Connecticut listings filtered to the county and town you are considering. And if you are still deciding which Connecticut town fits your budget, that is exactly what I help buyers sort out from the start. Call or text me and we will build your home search around the numbers that matter to you.

Belief Holmes-Iyen
Licensed Connecticut Real Estate Agent · License #RES.0807433
The Bella Group, LLC
(203) 706-5326 · iyenb@homeswithbelief.com
Equal Housing Opportunity